Disability Insurance is meant to provide you with an income when you can’t work due to an injury or illness. Accidents and Sicknesses happen every day! What would you do if it happened to you?

Your lifestyle and plans for the future depend on the income you generate. The time to insure this important aspect of your future is now.

Benefits are paid monthly after a certain waiting period (if applicable) has passed. The benefit is paid for the period of time you are disabled up to the maximum amount of time allowed in the policy contract.

Benefits are usually a percentage of your income.

Some plans allow you to have benefits based on your Gross Business Revenue or Net Earned Income, depending on how you get paid. Sometimes a disability affects your ability to work part of the time. That’s when Partial Disability can help by paying 50% of the benefit amount for up to 180 days.

While you are disabled and benefits are being paid, you are not required to pay premiums and your coverage will continue.